Terms and Conditions
Last Updated: 23-12-2025
1. Introduction
These Terms and Conditions ("Terms") govern your use of the Okaypayindia platform and services ("Services"). By signing up for an account and using our Services, you agree to comply with these Terms. If you do not agree to these Terms, please do not use our platform.
2. User Account
To use our Services, you must create an account by providing accurate and up-to-date information, including your name, email address, phone number, and password.
You are responsible for maintaining the confidentiality of your account login information and for all activities under your account.
You agree to notify us immediately if you suspect any unauthorized access to your account.
3. Referral Program
When you sign up using a referral code, you may be eligible for rewards, such as discounts or promotional credits.
Referral rewards are subject to the terms of the referral program and may change at our discretion.
Referral codes must be used at the time of sign-up to qualify for rewards.
4. Recharge and Bill Payment Services
Our platform offers recharge and bill payment services for various utilities and mobile services through BBPS and other providers.
You agree to provide accurate payment details and to be responsible for the payment of any fees associated with the recharge or bill payment services.
All payments are processed securely, but we do not assume responsibility for any errors or issues that may arise during the payment process.
5. Prohibited Activities
You agree not to engage in any of the following activities while using our platform:
Impersonating any person or entity.
Using the platform for fraudulent or illegal activities.
Interfering with the functioning of the platform or attempting to gain unauthorized access to the platform’s systems.
Violating any applicable laws or regulations.
6. Limitation of Liability
Our platform and services are provided "as is," and we do not make any representations or warranties regarding the reliability, accuracy, or availability of the services.
We are not liable for any direct, indirect, incidental, special, or consequential damages arising from your use of the platform or services.
In the event of a dispute, our maximum liability will not exceed the amount you paid for the service in question.
7. Privacy
Your use of our platform is also governed by our Privacy Policy, which explains how we collect, use, and protect your personal data.
8. Changes to These Terms
We may update these Terms at any time. When we make significant changes, we will notify you by posting an updated version on our platform. Please review these Terms regularly to stay informed of any updates.
9. Termination
We may suspend or terminate your account at any time if you violate these Terms. Upon termination, your access to the platform and services will be revoked.
10. Governing Law
These Terms are governed by the laws of [Insert Jurisdiction]. Any disputes arising under these Terms will be resolved in the appropriate courts of [Insert Jurisdiction].
11. Contact Us
If you have any questions about these Terms, please contact us at:
[Insert Contact Information]
Additional Notes:
Referral Program and Rewards: The terms around the referral program should be more detailed if it involves any complex rules or conditions for earning and redeeming rewards. For example, specify how rewards are calculated, how users can redeem them, and any restrictions (e.g., expiration dates).
Payment Services: If you're dealing with bill payments, ensure you're compliant with local regulations (especially if handling financial data). For countries with strict data protection laws, like the GDPR in the EU, you may need more detailed clauses related to data handling.
Security: Mention any specific security measures, like encryption and compliance with financial regulations, to reassure users that their payment details and personal data are safe.
