Privacy Policy
Last Updated: 23-12-2025
1. Introduction
Welcome to Okaypayindia. We value your privacy and are committed to protecting your personal data. This Privacy Policy explains how we collect, use, and disclose information when you sign up and use our services, including recharges, bill payments, and reward programs.
By accessing or using our platform, you agree to the collection and use of information in accordance with this Privacy Policy.
2. Information We Collect
To provide you with our services, we collect the following types of information:
Personal Information: When you sign up or create an account, we collect your name, email address, phone number, and password.
Referral Information: We collect referral codes used during the sign-up process to track referrals and provide rewards.
Payment Information: When you use our recharge and bill payment services, we collect payment details (such as payment method and transaction data) to process your payments securely.
Usage Data: We may collect information about how you interact with our platform, including IP address, browser type, operating system, and device information.
Cookies and Tracking: We use cookies and similar technologies to track your activity on our platform to improve user experience and analyze performance.
3. How We Use Your Information
We use the collected information for the following purposes:
To provide and improve our services, including recharge, bill payments, and referral rewards.
To verify your identity and account, and manage your preferences.
To process payments and transactions securely.
To communicate with you, including sending account-related updates, promotions, and rewards notifications.
To analyze user behavior to enhance platform features and performance.
To prevent fraud and ensure the security of our platform.
4. Data Sharing and Disclosure
We do not sell your personal information to third parties. However, we may share your information with third-party service providers for the following purposes:
Payment processors and financial institutions for bill payments and recharges.
Marketing and analytics providers to help us improve our platform.
Law enforcement or regulatory authorities when required by law.
5. Data Security
We take reasonable security measures to protect your personal information, including encryption, secure servers, and access controls. However, no method of transmission over the internet is 100% secure, and we cannot guarantee the absolute security of your data.
6. Your Rights
You have the following rights regarding your personal data:
Access: You may request to access the personal information we hold about you.
Correction: You can update or correct your personal information at any time through your account settings.
Deletion: You may request to delete your account and personal information, subject to applicable laws and obligations.
Opt-out: You may opt-out of marketing communications by following the unsubscribe instructions in the emails we send.
7. Third-Party Links
Our platform may contain links to third-party websites or services. We are not responsible for the privacy practices or content of these third-party sites.
8. Changes to This Privacy Policy
We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page. Please review this page periodically for updates.
9. Contact Us
If you have any questions about this Privacy Policy, please contact us at:
